The short answer: Discovery's main member contribution rises by 8.5% on average for 2027, from +7.4% to +8.9% depending on the option. The new prices start on 1 January 2027. There is one new option.
What else changed
- New: Active Core — R1 700 main member, R1 550 adult dependant, R500 child, a month.
- Income bands moved on KeyCare Core, KeyCare Plus, KeyCare Start, KeyCare Start Regional. The table shows the 2027 bands; your band is set by household income.
Monthly contributions, 2026 → 2027
| Option | Main member | Adult dependant | Child | Change |
|---|---|---|---|---|
| Active Smart | R1 350 → R1 450 | R1 350 → R1 450 | R1 350 → R1 450 | +7.4% |
| Classic Comprehensive | R10 037 → R10 934 | R9 492 → R10 342 | R2 002 → R2 181 | +8.9% |
| Classic Core | R3 905 → R4 215 | R3 083 → R3 328 | R1 562 → R1 686 | +7.9% |
| Classic Delta Core | R3 126 → R3 374 | R2 465 → R2 661 | R1 250 → R1 349 | +7.9% |
| Classic Delta Saver | R3 875 → R4 182 | R3 062 → R3 306 | R1 556 → R1 680 | +7.9% |
| Classic Priority | R6 198 → R6 752 | R4 889 → R5 326 | R2 478 → R2 700 | +8.9% |
| Classic Saver | R4 850 → R5 235 | R3 825 → R4 128 | R1 943 → R2 098 | +7.9% |
| Classic Smart | R3 018 → R3 257 | R2 381 → R2 571 | R1 205 → R1 301 | +7.9% |
| Classic Smart Comprehensive | R8 576 → R9 343 | R7 920 → R8 628 | R2 002 → R2 181 | +8.9% |
| Classic Smart Saver | R3 350 → R3 616 | R2 840 → R3 066 | R1 400 → R1 511 | +7.9% |
| Coastal Core | R3 250 → R3 540 | R2 438 → R2 657 | R1 291 → R1 406 | +8.9% |
| Coastal Saver | R4 098 → R4 441 | R3 082 → R3 330 | R1 648 → R1 778 | +8.4% |
| Essential Core | R3 356 → R3 622 | R2 517 → R2 718 | R1 347 → R1 454 | +7.9% |
| Essential Delta Core | R2 681 → R2 894 | R2 018 → R2 178 | R1 076 → R1 161 | +7.9% |
| Essential Delta Saver | R3 099 → R3 345 | R2 339 → R2 525 | R1 243 → R1 342 | +7.9% |
| Essential Dynamic Smart | R1 797 → R1 939 | R1 797 → R1 939 | R1 797 → R1 939 | +7.9% |
| Essential Priority | R5 327 → R5 803 | R4 189 → R4 564 | R2 127 → R2 317 | +8.9% |
| Essential Saver | R3 886 → R4 194 | R2 914 → R3 145 | R1 556 → R1 680 | +7.9% |
| Essential Smart | R2 161 → R2 332 | R2 161 → R2 332 | R2 161 → R2 332 | +7.9% |
| Essential Smart Saver | R2 750 → R2 968 | R2 350 → R2 537 | R895 → R966 | +7.9% |
| Executive Plan | R12 338 → R13 442 | R12 338 → R13 442 | R2 358 → R2 569 | +8.9% |
| KeyCare Core (Band 1) | R1 490 → R1 623 | R1 490 → R1 623 | R390 → R425 | +8.9% |
| KeyCare Core (Band 2) | R1 859 → R2 025 | R1 859 → R2 025 | R461 → R502 | +8.9% |
| KeyCare Core (Band 3) | R2 845 → R3 099 | R2 845 → R3 099 | R645 → R702 | +8.9% |
| KeyCare Plus (Band 1) | R1 961 → R2 136 | R1 961 → R2 136 | R713 → R776 | +8.9% |
| KeyCare Plus (Band 2) | R2 695 → R2 936 | R2 695 → R2 936 | R760 → R828 | +8.9% |
| KeyCare Plus (Band 3) | R3 980 → R4 336 | R3 980 → R4 336 | R1 064 → R1 159 | +8.9% |
| KeyCare Start (Band 1) | R1 436 → R1 564 | R1 436 → R1 564 | R875 → R953 | +8.9% |
| KeyCare Start (Band 2) | R2 107 → R2 295 | R2 107 → R2 295 | R947 → R1 031 | +8.9% |
| KeyCare Start (Band 3) | R3 306 → R3 601 | R3 306 → R3 601 | R992 → R1 081 | +8.9% |
| KeyCare Start (Band 4) | R3 765 → R4 101 | R3 765 → R4 101 | R1 024 → R1 115 | +8.9% |
| KeyCare Start Regional (Band 1) | R1 278 → R1 392 | R1 278 → R1 392 | R769 → R837 | +8.9% |
| KeyCare Start Regional (Band 2) | R1 932 → R2 104 | R1 932 → R2 104 | R869 → R947 | +8.9% |
| KeyCare Start Regional (Band 3) | R3 011 → R3 280 | R3 011 → R3 280 | R922 → R1 004 | +8.9% |
| KeyCare Start Regional (Band 4) | R3 430 → R3 736 | R3 430 → R3 736 | R961 → R1 047 | +8.9% |
Change is for the main member. Source: contribution-table-dhms-2027.pdf. Prices only: benefit changes for 2027 are not on this page.
Questions people ask
How much is Discovery increasing for 2027?
Across its 35 options, the main member contribution rises by 8.5% on average, from +7.4% to +8.9% depending on the option. This is a simple average across options, not weighted by how many members each option has.
Does Discovery have new options for 2027?
Active Core: R1 700 a month for the main member, R1 550 per adult dependant and R500 per child.
When do the 2027 Discovery contributions start?
On 1 January 2027.
Can I change my Discovery option for 2027?
Most schemes let members change option once a year, effective 1 January, with a deadline in December. Check Discovery's date, and note that moving to a different scheme can bring waiting periods.
Do these prices include a late-joiner penalty?
No. A late-joiner penalty, if one applies to you, is added on top of these contributions.
Compiled by Eldon de Waal, CFA, the licensed advisor behind AURA, from the scheme's own 2027 documents. This page shows prices. It is not advice about your own plan.