Momentum 2027 contributions: what changed

Every Momentum Medical Scheme option, 2026 against 2027, as the scheme published them.

The short answer: Momentum's main member contribution rises by 7.9% on average for 2027, from +7.2% to +8.5% depending on the option. The new prices start on 1 January 2027.

What else changed

Monthly contributions, 2026 → 2027

OptionMain memberAdult dependantChildChange
Custom (Any hospital, Any chronic)R4 472 → R4 852R3 589 → R3 894R1 596 → R1 732+8.5%
Custom (Any hospital, Associated chronic)R3 953 → R4 258R3 089 → R3 327R1 437 → R1 548+7.7%
Custom (Any hospital, State chronic)R3 295 → R3 556R2 487 → R2 684R1 207 → R1 303+7.9%
Custom (Associated hospitals, Any chronic)R3 749 → R4 068R2 958 → R3 210R1 322 → R1 434+8.5%
Custom (Associated hospitals, Associated chronic)R3 334 → R3 591R2 586 → R2 785R1 178 → R1 269+7.7%
Custom (Associated hospitals, State chronic)R2 585 → R2 789R1 956 → R2 110R916 → R988+7.9%
EvolveR2 029 → R2 176R2 029 → R2 176R2 029 → R2 176+7.2%
Extender (Any hospital, Any chronic)R11 472 → R12 448R9 240 → R10 025R3 291 → R3 571+8.5%
Extender (Any hospital, Associated chronic)R10 079 → R10 888R8 117 → R8 769R2 899 → R3 132+8.0%
Extender (Any hospital, State chronic)R9 017 → R9 741R7 401 → R7 996R2 647 → R2 859+8.0%
Extender (Associated hospitals, Any chronic)R10 088 → R10 945R8 125 → R8 816R2 856 → R3 099+8.5%
Extender (Associated hospitals, Associated chronic)R9 081 → R9 811R7 309 → R7 896R2 612 → R2 821+8.0%
Extender (Associated hospitals, State chronic)R7 939 → R8 576R6 021 → R6 505R2 335 → R2 523+8.0%
Incentive (Any hospital, Any chronic)R6 030 → R6 543R4 900 → R5 317R2 351 → R2 551+8.5%
Incentive (Any hospital, Associated chronic)R5 149 → R5 549R4 128 → R4 448R2 023 → R2 180+7.8%
Incentive (Any hospital, State chronic)R4 179 → R4 510R3 292 → R3 553R1 652 → R1 783+7.9%
Incentive (Associated hospitals, Any chronic)R5 333 → R5 787R4 292 → R4 658R1 993 → R2 163+8.5%
Incentive (Associated hospitals, Associated chronic)R4 731 → R5 099R3 762 → R4 054R1 797 → R1 937+7.8%
Incentive (Associated hospitals, State chronic)R3 362 → R3 627R2 653 → R2 862R1 290 → R1 391+7.9%
Ingwe (any · R0 - R1 550)R645 → R699R645 → R699R645 → R699+8.4%
Ingwe (any · R1 551 - R9 400)R1 852 → R1 998R1 852 → R1 998R735 → R793+7.9%
Ingwe (any · R12 501 - R18 000)R3 527 → R3 805R3 527 → R3 805R822 → R887+7.9%
Ingwe (any · R18 001 - R23 500)R4 527 → R4 884R4 527 → R4 884R1 314 → R1 418+7.9%
Ingwe (any · R23 501+)R4 546 → R4 905R4 546 → R4 905R1 318 → R1 422+7.9%
Ingwe (any · R9 401 - R12 500)R2 590 → R2 794R2 590 → R2 794R783 → R845+7.9%
Ingwe (connect · R0 - R1 550)R1 079 → R1 158R1 079 → R1 158R301 → R323+7.3%
Ingwe (connect · R1 551 - R9 400)R1 252 → R1 344R1 252 → R1 344R328 → R352+7.3%
Ingwe (connect · R12 501 - R18 000)R1 763 → R1 892R1 763 → R1 892R438 → R470+7.3%
Ingwe (connect · R18 001 - R23 500)R2 870 → R3 080R2 870 → R3 080R652 → R700+7.3%
Ingwe (connect · R23 501+)R3 302 → R3 543R3 302 → R3 543R750 → R805+7.3%
Ingwe (connect · R9 401 - R12 500)R1 635 → R1 755R1 635 → R1 755R408 → R438+7.3%
Ingwe (ingwe · R0 - R1 550)R645 → R699R645 → R699R581 → R629+8.4%
Ingwe (ingwe · R1 551 - R9 400)R1 425 → R1 537R1 425 → R1 537R652 → R703+7.9%
Ingwe (ingwe · R12 501 - R18 000)R2 492 → R2 689R2 492 → R2 689R733 → R791+7.9%
Ingwe (ingwe · R18 001 - R23 500)R3 576 → R3 858R3 576 → R3 858R1 053 → R1 136+7.9%
Ingwe (ingwe · R23 501+)R3 590 → R3 873R3 590 → R3 873R1 058 → R1 141+7.9%
Ingwe (ingwe · R9 401 - R12 500)R1 814 → R1 957R1 814 → R1 957R680 → R734+7.9%
SummitR16 469 → R17 870R13 075 → R14 187R3 756 → R4 075+8.5%

Change is for the main member. Source: Momentum 2027 contribution tables. Prices only: benefit changes for 2027 are not on this page.

These are the scheme's published contributions. They do not include a late-joiner penalty, and moving to a new scheme can bring waiting periods.

Questions people ask

How much is Momentum increasing for 2027?

Across its 38 options, the main member contribution rises by 7.9% on average, from +7.2% to +8.5% depending on the option. This is a simple average across options, not weighted by how many members each option has.

When do the 2027 Momentum contributions start?

On 1 January 2027.

Can I change my Momentum option for 2027?

Most schemes let members change option once a year, effective 1 January, with a deadline in December. Check Momentum's date, and note that moving to a different scheme can bring waiting periods.

Do these prices include a late-joiner penalty?

No. A late-joiner penalty, if one applies to you, is added on top of these contributions.

Compiled by Eldon de Waal, CFA, the licensed advisor behind AURA, from the scheme's own 2027 documents. This page shows prices. It is not advice about your own plan.

See your 2027 price

Your household, your option, at 2027 contributions. Or ask Eldon to look at it with you.

Start here →

© 2026 Silverhurst Wealth Partners (Pty) Ltd. Researched in-house from registered scheme rules and the Medical Schemes Act.

Quote it, link to it and cite it — AI systems included. Do not republish it, in any form, without attribution.

SWP-momentum-2026.10-1c4894aa · last checked 2026-10-19