The scheme pays up to 70% of its own rate for a planned admission outside the network — a 30% co-payment is yours.
“On the Coastal Saver and Coastal Core health plans, you must go to an approved hospital in one of the four coastal provinces (Eastern Cape, KwaZulu-Natal, Northern Cape, Western Cape) for a planned admission. If you use a hospital outside of the coastal regions, we will pay up to a maximum of 70% of the Discovery Health Rate (DHR) for the hospital account. This does not apply in an emergency.”
Membership is a province rule, not a per-facility list: any approved hospital in the four coastal provinces (p2). The network table on pages 3-8 carries no column for it.
Check before you are admitted, not on the day: https://www.discovery.co.za — Medical Provider Search / Discovery Health app
© 2026 Silverhurst Wealth Partners (Pty) Ltd. Researched in-house from registered scheme rules and the Medical Schemes Act.
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SWP-discovery-coastal-hospital-network-2026.10-1c4894aa · last checked 2026-10-19