Discovery Health Medical Scheme · Advanced illness and palliative care

Advanced Illness Benefit (AIB)

Home-based palliative care delivered by a multidisciplinary team of trained doctors, nurses and counsellors.

You must apply, and be approvedAn application goes in and the scheme decides. Approval is not automatic and the benefit does not backdate itself.

How: Referenced via the Oncology Benefit for advanced cancer; a standalone AIB Guide (not staged) governs full detail

“You may also qualify for more comprehensive support through the Advanced Illness Benefit (AIB).”

At a glance

Scheme: Discovery Health Medical Scheme
Benefit area: Advanced illness and palliative care
Who it is for: Every Discovery Health Medical Scheme option
Limit: Unlimited (Classic Comprehensive) · up to 100% of the Discovery Health Rate
Who qualifies: Members living with advanced illness per the Scheme's criteria.
Where you may go: PALPRAC provider network

“Advanced Illness Benefit — Up to a maximum of 100% of the Discovery Health Rate — Unlimited”

“To find a healthcare service provider for advanced illness care in the PALPRAC provider network”

Which plans carry it

Every Discovery Health Medical Scheme option.

The scheme states every option.

“Advanced Illness Benefit — Up to a maximum of 100% of the Discovery Health Rate. — Unlimited [Classic Comprehensive Table A]”

Where this comes from

oncology-programme.pdf, p.4-5 · benefit_guide. Read from that document on 2026-08-29 for the 2026 plan year.

Every statement on this page is read from a Discovery Health Medical Scheme document and quoted so you can check it. Where a document says nothing, this page says so rather than filling the gap.

Check what your own plan leaves you to pay Your plan, your family, your conditions — the shortfall in rands before you choose a gap policy.

Programme rules are set by the scheme and change at renewal. This page renders what Discovery Health Medical Scheme’s own documents say, with the wording quoted so you can check it. Confirm with the scheme before you rely on it.