Every one of the 65 benefit limits we can compare went up, a median of +9.1% against a median premium rise of +7.5%.
Comparable means a benefit both years state with a rand figure of its own. A benefit written as “subject to the overall annual limit” has no figure to compare, and is not counted here.
Every Turnberry policy carries the same medical-scheme-rate multiplier in 2027 as in 2026. On its own that says nothing about what you get. The multiplier is a percentage of the medical scheme rate, and that rate rises every year — so an unchanged 500% buys more rands in 2027 than it did in 2026. The figures on this page are rands against rands, which is the comparison that answers the question.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Above a scheme sub-limit generally | R20 000 | R22 000 | +10.0% |
| Above the scheme’s MRI/CT sub-limit | R20 000 | R22 000 | +10.0% |
| Casualty unit after an accident | R10 000 | R11 000 | +10.0% |
| Casualty unit for sudden illness | R2 000 | R2 200 | +10.0% |
| Co-payment on a scope | R6 500 | R7 000 | +7.7% |
| Scans where the scheme funds nothing | R5 000 | R5 500 | +10.0% |
| The penalty for using a hospital off your network | R10 000 | R11 000 | +10.0% |
| Trauma counselling | R2 000 | R2 200 | +10.0% |
Premium compared on the same band both years: family 0-64.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Casualty unit after an accident | R7 700 | R8 500 | +10.4% |
| Co-payments and deductibles the scheme imposes | R4 400 | R5 000 | +13.6% |
| Your scheme contributions paid if you die or are disabled | R8 200 | R9 000 | +9.8% |
Premium compared on the same band both years: family 0-64.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Casualty unit after an accident | R5 000 | R5 500 | +10.0% |
| Casualty unit for sudden illness | R5 000 | R5 500 | +10.0% |
| Co-payments and deductibles the scheme imposes | R7 000 | R7 500 | +7.1% |
| Scans where the scheme funds nothing | R6 000 | R6 500 | +8.3% |
| Your scheme contributions paid if you die or are disabled | R8 200 | R9 000 | +9.8% |
Premium compared on the same band both years: family 0-64.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Above a scheme sub-limit generally | R36 000 | R38 000 | +5.6% |
| Above the scheme’s MRI/CT sub-limit | R36 000 | R38 000 | +5.6% |
| Basic dentistry for children | R3 300 | R3 600 | +9.1% |
| Cash lump sum on accidental death or permanent disability | R14 500 | R16 000 | +10.3% |
| Casualty unit after an accident | R13 000 | R14 000 | +7.7% |
| Casualty unit for sudden illness | R4 400 | R4 800 | +9.1% |
| Co-payment on a scope | R6 500 | R7 000 | +7.7% |
| Dental implants | R26 000 | R28 500 | +9.6% |
| Dental work in hospital | R26 000 | R28 500 | +9.6% |
| Scans where the scheme funds nothing | R6 000 | R6 500 | +8.3% |
| The penalty for using a hospital off your network | R11 500 | R12 500 | +8.7% |
| Trauma counselling | R3 300 | R3 600 | +9.1% |
| Your scheme contributions paid if you die or are disabled | R8 200 | R9 000 | +9.8% |
Premium compared on the same band both years: family 0-64.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Above a scheme sub-limit generally | R46 500 | R50 000 | +7.5% |
| Above the scheme’s MRI/CT sub-limit | R46 500 | R50 000 | +7.5% |
| Basic dentistry for children | R5 500 | R6 000 | +9.1% |
| Breast reconstruction after a mastectomy | R31 500 | R35 000 | +11.1% |
| Cash lump sum on a first cancer diagnosis | R8 000 | R8 500 | +6.3% |
| Cash lump sum on accidental death or permanent disability | R37 000 | R40 000 | +8.1% |
| Cash lump sum on death from a critical illness | R14 700 | R16 000 | +8.8% |
| Casualty unit after an accident | R19 500 | R21 500 | +10.3% |
| Casualty unit for sudden illness | R5 500 | R6 000 | +9.1% |
| Co-payment on a scope | R6 500 | R7 000 | +7.7% |
| Dental implants | R60 000 | R65 000 | +8.3% |
| Dental work in hospital | R37 000 | R40 000 | +8.1% |
| Newer cancer drugs the scheme does not fund | R13 000 | R14 000 | +7.7% |
| Recovery after trauma | R6 500 | R7 000 | +7.7% |
| Scans where the scheme funds nothing | R8 500 | R9 500 | +11.8% |
| Screening scopes | R9 200 | R10 000 | +8.7% |
| The penalty for using a hospital off your network | R18 000 | R19 000 | +5.6% |
| Trauma counselling | R3 300 | R3 600 | +9.1% |
| Your scheme contributions paid if you die or are disabled | R8 200 | R9 000 | +9.8% |
Premium compared on the same band both years: family 0-64.
| Benefit | 2026 | 2027 | Change |
|---|---|---|---|
| Above a scheme sub-limit generally | R36 000 | R39 000 | +8.3% |
| Above the scheme’s MRI/CT sub-limit | R36 000 | R39 000 | +8.3% |
| Basic dentistry for children | R4 400 | R5 000 | +13.6% |
| Breast reconstruction after a mastectomy | R24 000 | R26 000 | +8.3% |
| Cash lump sum on accidental death or permanent disability | R21 000 | R23 000 | +9.5% |
| Cash lump sum on death from a critical illness | R10 500 | R11 500 | +9.5% |
| Casualty unit after an accident | R13 000 | R14 000 | +7.7% |
| Casualty unit for sudden illness | R5 500 | R6 000 | +9.1% |
| Co-payment on a scope | R6 500 | R7 000 | +7.7% |
| Dental implants | R26 000 | R28 500 | +9.6% |
| Dental work in hospital | R26 000 | R28 500 | +9.6% |
| Newer cancer drugs the scheme does not fund | R13 000 | R14 000 | +7.7% |
| Scans where the scheme funds nothing | R7 500 | R8 000 | +6.7% |
| Screening scopes | R7 000 | R7 500 | +7.1% |
| The penalty for using a hospital off your network | R14 700 | R16 000 | +8.8% |
| Trauma counselling | R3 300 | R3 600 | +9.1% |
| Your scheme contributions paid if you die or are disabled | R8 200 | R9 000 | +9.8% |
Catalogue v174, read 2026-09-28. 2027 terms take effect on 1 January 2027; until then your 2026 policy is the one in force.
© 2026 Silverhurst Wealth Partners (Pty) Ltd. Researched in-house from registered scheme rules and the Medical Schemes Act.
Quote it, link to it and cite it — AI systems included. Do not republish it, in any form, without attribution.
SWP-turnberry-2027-changes-2026.10-1c4894aa · last checked 2026-10-19