At a glance
- Plan type
- Hospital plan with a savings account
- Hospitals
- Network hospitals
- Hospital and specialists
- 100% of Scheme tariff
- Savings account
- R1 012 a month for the main member (25%)
- Chronic conditions
- 28
- Cancer
- R224 100 a year
- Children you pay for
- Up to 3
- Children on the plan to age
- 24
- Plan type
- Hospital plan with a savings account
- Hospitals
- Network hospitals
- Hospital and specialists
- 100% of Scheme tariff
- Day-to-day costs
- Day-to-day benefits
- Chronic conditions
- 28
- Cancer
- R233 740 a year
- Children you pay for
- Up to 3
- Children on the plan to age
- 24
Monthly contributions
2027 rates take effect on 1 January 2027. You pay for up to 3 children.
| Member | 2026 | 2027 | Change |
|---|---|---|---|
| Main member | R4 047 | R4 343 | +7.3% |
| Adult dependant | R3 059 | R3 282 | +7.3% |
| Child | R1 211 | R1 299 | +7.3% |
Benefits
Bonitas has published its full 2027 rules, but we hold only the main rows so far. A row without a 2027 entry shows the 2026 rule, marked.
Benefits in force for 2026.
In hospital
Hospitals
Network hospitals only (BonSave Hospital Network)
Bonitas 2026 Annexure B BonSave and BonFit, p30
Hospitals
Network hospitals only (BonSave Hospital Network)
2027 Bonitas All Plans Brochures, p74
Specialists in hospital
100% of Scheme tariff. A specialist who charges more leaves a shortfall.
Bonitas BonSave BonFit 2026, p12
Specialists in hospital
100% of Scheme tariff. A specialist who charges more leaves a shortfall.
2027 Bonitas All Plans Brochures, p84
Chronic and cancer
Chronic conditions
28 conditions (the 27 on the Chronic Disease List plus others the scheme adds).
Chronic conditions
28 conditions (the 27 on the Chronic Disease List plus others the scheme adds).
2027 Bonitas All Plans Brochures, p78
Cancer
Up to R224 100 a year.
Bonitas 2026 Annexure B BonSave and BonFit, p25
Cancer
Up to R233 740 a year.
2027 Bonitas All Plans Brochures, p85
Day to day
Medical savings account
25% of your contribution goes into a savings account for day-to-day costs.
Medical savings account
2027 not in our records yet. 2026: 25% of your contribution goes into a savings account for day-to-day costs.
(2026)
Maternity
Maternity Programme, paid from savings.
Bonitas 2026 Annexure B BonSave and BonFit
Maternity
Maternity Programme, paid from savings.
2027 Bonitas All Plans Brochures, p74
Children on the plan
As dependants up to age 24.
Children on the plan
As dependants up to age 24.
GP visits
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p9
GP visits
Paid from available savings (including virtual care consultations).
2027 Bonitas All Plans Brochures, p75
Specialist visits
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p9
Specialist visits
Paid from available savings. GP referral required.
2027 Bonitas All Plans Brochures, p75
Prescribed medicine (acute)
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p21
Prescribed medicine (acute)
Acute medicine and over-the-counter medicine paid from available savings.
2027 Bonitas All Plans Brochures, p75
Basic dentistry
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p11
Basic dentistry
Basic dentistry covered at the Bonitas Dental Tariff; 2 annual check-ups + 2 scale and polish per beneficiary. Fillings/intra-oral x-rays and root canal/extractions paid from available savings.
2027 Bonitas All Plans Brochures, p75
Eyes (optometry)
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p27
Eyes (optometry)
Eye test 1/beneficiary at network provider. Clear single-vision lenses R230/lens, bifocal R502/lens (non-network); multifocal base at network or R930/designer lens. Frames and contact lenses paid from available savings.
2027 Bonitas All Plans Brochures, p75
Basic X-rays
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p33
Basic X-rays
X-rays and ultrasounds paid from available savings.
2027 Bonitas All Plans Brochures, p75
Blood tests (pathology)
Subject to the available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p31
Blood tests (pathology)
Blood and other laboratory tests paid from available savings.
2027 Bonitas All Plans Brochures, p75
Full benefit list
Every benefit we hold for BonSave, in Bonitas’s own wording, from its 2026 documents. Bonitas’s full 2027 list is not in our records yet.
In hospital
Palliative care
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p27
Fertility treatment
Limited to interventions and investigations
Bonitas 2026 Annexure B BonSave and BonFit, p19
Day procedures
Subject to a R2 020 co-payment per event.
Bonitas 2026 Annexure B BonSave and BonFit, p37
Medicine on discharge
R500 per beneficiary per admission
Bonitas 2026 Annexure B BonSave and BonFit, p15
HIV/AIDS
Subject to PMBs.
Bonitas 2026 Annexure B BonSave and BonFit, p19
Hospital stay and theatre
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p15
Travel cover
R1.2 million per Member
Bonitas 2026 Annexure B BonSave and BonFit, p41
Birth (in hospital)
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p19
Cancer treatment
R224 100 per family
Bonitas 2026 Annexure B BonSave and BonFit, p25
Organ and stem cell transplants
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p29
Planned PMB procedures
No benefit for Joint Replacements, unless PMB.
Bonitas 2026 Annexure B BonSave and BonFit, p15
Internal prostheses
R41 070 per family, unless PMB.
Bonitas 2026 Annexure B BonSave and BonFit, p32
Mental health admissions
R41 190 per family
Bonitas 2026 Annexure B BonSave and BonFit, p23
MRI, CT and PET scans
R30 430 per family.
Bonitas 2026 Annexure B BonSave and BonFit, p33
Dialysis
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p34
Surgery and anaesthetics
100% of the lower cost or Bonitas Tariff
Bonitas 2026 Annexure B BonSave and BonFit, p3
Specialised (biological) medicine in hospital
No benefit, unless PMB.
Bonitas 2026 Annexure B BonSave and BonFit, p22
Step-down and sub-acute care
R21 570 per family.
Bonitas 2026 Annexure B BonSave and BonFit, p18
Step-down and sub-acute care
R67 270 per family for all services.
Bonitas 2026 Annexure B BonSave and BonFit, p18
Day to day
Prescribed medicine (acute)
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p21
Alternative healthcare
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p6
Medical appliances
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p7
Auxiliary services
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p30
Chronic medicine (Chronic Disease List)
Prescribed Minimum Benefits only at the DSP.
Bonitas 2026 Annexure B BonSave and BonFit, p22
Chronic medicine (other conditions)
R165 per beneficiary per month for Depression, subject to managed care protocols and the DSP. Restricted to a maximum of one month's supply unless pre-authorised.
Bonitas 2026 Annexure B BonSave and BonFit, p22
Contraceptives
R1 970 per family
Bonitas 2026 Annexure B BonSave and BonFit, p21
Specialised dentistry
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p13
Basic dentistry
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p11
Casualty visits
2 emergency room visits per family
Bonitas 2026 Annexure B BonSave and BonFit, p15
GP visits
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p9
Hearing aids
Not covered. No benefit.
Bonitas 2026 Annexure B BonSave and BonFit, p7
Maternity care (out of hospital)
6 ante-natal consultations
Bonitas 2026 Annexure B BonSave and BonFit, p20
Psychologist and counselling visits
R15 440 per family
Bonitas 2026 Annexure B BonSave and BonFit, p24
Eyes (optometry)
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p27
Over-the-counter medicine
Limited to and included in D11.1.
Bonitas 2026 Annexure B BonSave and BonFit, p22
Blood tests (pathology)
Subject to the available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p31
Physiotherapy and other therapists
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p32
Care after a hospital stay
No limit.
Bonitas 2026 Annexure B BonSave and BonFit, p18
Basic X-rays
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p33
MRI, CT and PET scans
Limited to and included in D21.2.1.
Bonitas 2026 Annexure B BonSave and BonFit, p33
Specialist visits
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p9
Procedures in the doctor’s rooms
Subject to available savings.
Bonitas 2026 Annexure B BonSave and BonFit, p35
Screening and prevention
Screening and prevention
Limited to R1 140 per vaccine.
Bonitas 2026 Annexure B BonSave and BonFit, p39
Conditions
The Chronic Disease List conditions are Prescribed Minimum Benefits on every medical aid. How each one works on a medical aid:
- Addison's Disease
- Asthma
- Bipolar Disorder
- Bronchiectasis
- Dysrhythmia
- Heart Failure
- Cardiomyopathy
- COPD
- Chronic Kidney Disease
- Coronary Artery Disease
- Crohn's Disease
- Type 1 Diabetes
- Type 2 Diabetes
- Epilepsy
- Glaucoma
- Haemophilia
- HIV (Human Immunodeficiency Virus)
- High Cholesterol
- Hypertension
- Hypothyroidism
- Multiple Sclerosis
- Parkinson's Disease
- Rheumatoid Arthritis
- Schizophrenia
- Systemic Lupus Erythematosus (SLE)
- Ulcerative Colitis
Bonitas also names these on BonSave’s 2026 chronic list:
Questions about BonSave
Answered from Bonitas’s documents.
How much does BonSave cost in 2027?
From 1 January 2027: R4 343 a month for the main member, R3 282 for an adult dependant and R1 299 for a child. You pay for up to 3 children.
How much is BonSave going up for 2027?
For the main member, from R4 047 to R4 343 a month, +7.3%.
Does BonSave pay for GP visits and day-to-day costs?
It has day-to-day benefits; the fact sheet above lists what we hold.
How many chronic conditions does BonSave cover?
28: the 27 on the Chronic Disease List and others the scheme adds.
Until what age can children stay on as dependants?
Up to age 24.
Will I have a shortfall if my specialist charges more?
BonSave pays specialists in hospital at 100% of the Scheme tariff. If a specialist charges more than that, the difference is a shortfall. Gap cover is the product that pays shortfalls.
Factual information from Bonitas Medical Fund’s published documents. It is not advice. Compiled by Eldon de Waal, CFA, the licensed advisor behind AURA. Catalogue v175, built 2026-10-19.