Bonitas Standard: 2027 contributions and benefits

At a glance

Plan type: Comprehensive plan
Hospitals: Any private hospital
Hospital and specialists: 100% of Scheme tariff
Day-to-day costs: Day-to-day benefits
Chronic conditions: 45
Cancer: R280 100 a year
Children you pay for: Up to 3
Children on the plan to age: 24

Plan type: Comprehensive plan
Hospitals: Network hospitals
Hospital and specialists: 100% of Scheme tariff
Day-to-day costs: Day-to-day benefits
Chronic conditions: 34
Cancer: R292 140 a year
Children you pay for: Up to 3
Children on the plan to age: 24

Monthly contributions

2027 rates take effect on 1 January 2027. You pay for up to 3 children.

Member	2026	2027	Change
Main member	R5 929	R6 474	+9.2%
Adult dependant	R5 139	R5 612	+9.2%
Child	R1 740	R1 900	+9.2%

Benefits

Bonitas has published its full 2027 rules, but we hold only the main rows so far. A row without a 2027 entry shows the 2026 rule, marked.

Benefits in force for 2026.

In hospital

Hospitals

Any hospital

Hospitals

Network hospitals only (Standard hospital network)

2027 Bonitas All Plans Brochures, p18

Specialists in hospital

100% of Scheme tariff. A specialist who charges more leaves a shortfall.

Bonitas Standard Standard Select 2026, p14

Specialists in hospital

100% of Scheme tariff. A specialist who charges more leaves a shortfall.

2027 Bonitas All Plans Brochures, p29

Chronic and cancer

Chronic conditions

45 conditions (the 27 on the Chronic Disease List plus others the scheme adds).

Chronic conditions

34 conditions (the 27 on the Chronic Disease List plus others the scheme adds).

2027 Bonitas All Plans Brochures, p23

Cancer

Up to R280 100 a year.

Bonitas 2026 Annexure B Standard and Standard Select, p26

Cancer

Up to R292 140 a year.

2027 Bonitas All Plans Brochures, p30

Day to day

Maternity

Maternity Programme, paid from savings.

Bonitas 2026 Annexure B Standard and Standard Select

Maternity

Maternity Programme, paid from savings.

2027 Bonitas All Plans Brochures, p19

Children on the plan

As dependants up to age 24.

Children on the plan

As dependants up to age 24.

GP visits

General Practitioners

Bonitas 2026 Annexure B Standard and Standard Select, p9

GP visits

GP & specialist consultations sublimit: R3 650 (M), R5 470 (M+1), R6 080 (M+2), R7 290 (M+3+), within the overall day-to-day limit. Nominate max 2 network GPs/beneficiary; 2 non-nominated GP visits/family/year; non-network GPs PMB only (30% co-payment); includes virtual care.

2027 Bonitas All Plans Brochures, p18

Specialist visits

2 network specialist visits per family, per annum from OAL, subject to GP referral.

Bonitas 2026 Annexure B Standard and Standard Select, p11

Specialist visits

Within the GP & specialist sublimit (GP referral required). Plus 2 additional network specialist consultations per family (in addition to the day-to-day limit, p20).

2027 Bonitas All Plans Brochures, p18

Prescribed medicine (acute)

Routine /(acute) medicine

Bonitas 2026 Annexure B Standard and Standard Select, p22

Prescribed medicine (acute)

Acute & over-the-counter medicine sublimit: R3 650 (M) ... R7 290 (M+3+), within the overall day-to-day limit. OTC limited to R970/beneficiary, R3 040/family. Avoid 20% co-payment by using a Bonitas Pharmacy Network and formulary medicine.

2027 Bonitas All Plans Brochures, p18

Basic dentistry

Limited to two general check-ups

Bonitas 2026 Annexure B Standard and Standard Select, p11

Basic dentistry

Covered at the Bonitas Dental Tariff; subject to the Bonitas Dental Management Programme; 2 annual check-ups per beneficiary (once every 6 months).

2027 Bonitas All Plans Brochures, p18

Eyes (optometry)

Biennial benefit.

Bonitas 2026 Annexure B Standard and Standard Select, p29

Eyes (optometry)

Biennial (once every 2 years). Eye test 1 composite/beneficiary network or R433 non-network. Single-vision/bifocal 100% network (R230/R502 per lens out-of-network); multifocal 100% network base or max R930/designer lens. Frames R1 550 network/R1 163 non-network. Contacts R2 250/beneficiary.

2027 Bonitas All Plans Brochures, p18

Basic X-rays

Limited to and included in D18.1.

Bonitas 2026 Annexure B Standard and Standard Select, p35

Basic X-rays

X-rays & blood tests sublimit: R3 650 (M) ... R7 290 (M+3+), within the overall day-to-day limit. Applies to blood/lab tests, X-rays and ultrasounds (frequency limits per Managed Care protocols).

2027 Bonitas All Plans Brochures, p18

Blood tests (pathology)

Subject to Pathology Management Program.

Bonitas 2026 Annexure B Standard and Standard Select, p33

Blood tests (pathology)

Blood and other laboratory tests within the X-rays & blood tests sublimit: R3 650 (M) ... R7 290 (M+3+). Subject to Pathology Management Programme.

2027 Bonitas All Plans Brochures, p18

Full benefit list

Every benefit we hold for Standard, in Bonitas’s own wording, from its 2026 documents. Bonitas’s full 2027 list is not in our records yet.

In hospital

Palliative care

No limit.

Bonitas 2026 Annexure B Standard and Standard Select, p28

Fertility treatment

Not covered. In-vitro fertilization (IVF);

Bonitas 2026 Annexure C including BonPrime and BonCore, p13

Day procedures

Subject to a R38 560 co-payment: • when hip or knee arthroplasty is performed by a non-DSP.

Bonitas 2026 Annexure B Standard and Standard Select, p40

Medicine on discharge

Up to 7 days’ supply, to a maximum of R605 per beneficiary per admission, except anticoagulants post surgery which will be subject to the relevant managed healthcare programme.

Bonitas 2026 Annexure B Standard and Standard Select, p15

HIV/AIDS

No limit.

Bonitas 2026 Annexure B Standard and Standard Select, p19

Hospital stay and theatre

No limit.

Bonitas 2026 Annexure B Standard and Standard Select, p15

Travel cover

R1.2 million per Member,

Bonitas 2026 Annexure B Standard and Standard Select, p43

Birth (in hospital)

No limit.

Bonitas 2026 Annexure B Standard and Standard Select, p20

Cancer treatment

R280 100 per family for oncology.

Bonitas 2026 Annexure B Standard and Standard Select, p26

Organ and stem cell transplants

No limit

Bonitas 2026 Annexure B Standard and Standard Select, p31

Planned PMB procedures

R316 470 per beneficiary

Bonitas 2026 Annexure B Standard and Standard Select, p15

Internal prostheses

R57 630 per family, unless

Bonitas 2026 Annexure B Standard and Standard Select, p34

Mental health admissions

R51 900 per family, unless

Bonitas 2026 Annexure B Standard and Standard Select, p24

MRI, CT and PET scans

R34 020 per family.

Bonitas 2026 Annexure B Standard and Standard Select, p35

Dialysis

No limit.

Bonitas 2026 Annexure B Standard and Standard Select, p36

Surgery and anaesthetics

100% of the negotiated fee,

Bonitas 2026 Annexure B Standard and Standard Select, p3

Specialised (biological) medicine in hospital

No benefit, unless PMB.

Bonitas 2026 Annexure B Standard and Standard Select, p24

Step-down and sub-acute care

R21 570 per family.

Bonitas 2026 Annexure B Standard and Standard Select, p19

Step-down and sub-acute care

R67 270 per family, for all services.

Bonitas 2026 Annexure B Standard and Standard Select, p19

Day to day

Prescribed medicine (acute)

Routine /(acute) medicine

Bonitas 2026 Annexure B Standard and Standard Select, p22

Alternative healthcare

Limited to and included in D1.1.

Bonitas 2026 Annexure B Standard and Standard Select, p6

Medical appliances

Blood pressure monitors for high risk beneficiaries, registered for Hypertension, are limited to R1 250 per family, subject to and included in the Day-to-Day benefit, once every 2 years.

Bonitas 2026 Annexure B Standard and Standard Select, p7

Auxiliary services

Limited to and included in D1.1.

Bonitas 2026 Annexure B Standard and Standard Select, p32

Chronic medicine (Chronic Disease List)

Above limits, PMBs and Bonitas Pharmacy Network apply.

Bonitas 2026 Annexure B Standard and Standard Select, p23

Chronic medicine (other conditions)

Limited to R13 030 per beneficiary. R26 150 per family. 30% co-payment applies for the voluntary use of non-formulary drugs. Subject to the Bonitas Pharmacy Network. Above limits, PMBs and Bonitas Pharmacy Network apply.

Bonitas 2026 Annexure B Standard and Standard Select, p23

Contraceptives

Limited to R2 050 per family.

Bonitas 2026 Annexure B Standard and Standard Select, p22

Basic dentistry

Limited to two general check-ups

Bonitas 2026 Annexure B Standard and Standard Select, p11

Specialised dentistry

1 Crown per family per year,

Bonitas 2026 Annexure B Standard and Standard Select, p13

Casualty visits

Limited to 2 emergency

Bonitas 2026 Annexure B Standard and Standard Select, p16

GP visits

General Practitioners

Bonitas 2026 Annexure B Standard and Standard Select, p9

Hearing aids

Limited to R9 460 per device

Bonitas 2026 Annexure B Standard and Standard Select, p7

Maternity care (out of hospital)

12 ante-natal consultations

Bonitas 2026 Annexure B Standard and Standard Select, p21

Psychologist and counselling visits

R20 310 per family, limited to and included in D12.1.

Bonitas 2026 Annexure B Standard and Standard Select, p25

Eyes (optometry)

Biennial benefit.

Bonitas 2026 Annexure B Standard and Standard Select, p29

Over-the-counter medicine

Limited to R930 per beneficiary.

Bonitas 2026 Annexure B Standard and Standard Select, p23

Blood tests (pathology)

Subject to Pathology Management Program.

Bonitas 2026 Annexure B Standard and Standard Select, p33

Physiotherapy and other therapists

Limited to and included in D1.1, unless PMB.

Bonitas 2026 Annexure B Standard and Standard Select, p34

Care after a hospital stay

R67 270 per family, for all services.

Bonitas 2026 Annexure B Standard and Standard Select, p19

Basic X-rays

Limited to and included in D18.1.

Bonitas 2026 Annexure B Standard and Standard Select, p35

MRI, CT and PET scans

R34 020 per family.

Bonitas 2026 Annexure B Standard and Standard Select, p35

Specialist visits

2 network specialist visits per family, per annum from OAL, subject to GP referral.

Bonitas 2026 Annexure B Standard and Standard Select, p11

Procedures in the doctor’s rooms

Day-to-Day benefit.

Bonitas 2026 Annexure B Standard and Standard Select, p38

Screening and prevention

Screening and prevention

Females age >40 years

Bonitas 2026 Annexure B Standard and Standard Select, p40

Conditions

The Chronic Disease List conditions are Prescribed Minimum Benefits on every medical aid. How each one works on a medical aid:

Bonitas also names these on Standard’s 2026 chronic list:

Others on its list have no page of ours yet.

Questions about Standard

Answered from Bonitas’s documents.

How much does Standard cost in 2027?

From 1 January 2027: R6 474 a month for the main member, R5 612 for an adult dependant and R1 900 for a child. You pay for up to 3 children.

How much is Standard going up for 2027?

For the main member, from R5 929 to R6 474 a month, +9.2%.

What is the difference between Standard and Standard Select?

Standard uses Bonitas’s hospital network; Standard Select lets you use any hospital.

Does Standard pay for GP visits and day-to-day costs?

It has day-to-day benefits; the fact sheet above lists what we hold.

How many chronic conditions does Standard cover?

34: the 27 on the Chronic Disease List and others the scheme adds.

Until what age can children stay on as dependants?

Up to age 24.

Will I have a shortfall if my specialist charges more?

Standard pays specialists in hospital at 100% of the Scheme tariff. If a specialist charges more than that, the difference is a shortfall. Gap cover is the product that pays shortfalls.

Compare my picks →On this plan? Get help with it →Standard Select →All Bonitas plans →Bonitas 2027 price changes →Gap cover →

Factual information from Bonitas Medical Fund’s published documents. It is not advice. Compiled by Eldon de Waal, CFA, the licensed advisor behind AURA. Catalogue v175, built 2026-10-19.