Discovery Classic Saver: 2027 contributions and benefits

At a glance

Plan type: Hospital plan with a savings account
Hospitals: Any private hospital
Hospital and specialists: 200% of Scheme tariff
Savings account: R970 a month for the main member (20%)
Chronic conditions: 27 (Chronic Disease List)
Cancer: R250 000 a year
Children you pay for: Up to 3

Discovery’s 2027 benefits are not in our records yet. Its 2027 contributions are below.

Monthly contributions

2027 rates take effect on 1 January 2027. 2027 contributions: Discovery 2027 contribution table, p1. Its 2027 benefits are not in our records yet. You pay for up to 3 children.

Member	2026	2027	Change
Main member	R4 850	R5 235	+7.9%
Adult dependant	R3 825	R4 128	+7.9%
Child	R1 943	R2 098	+8.0%

Benefits

We hold Discovery’s 2027 contributions; its 2027 benefit rules are not in our records yet. Each row shows the 2026 rule, marked.

Benefits in force for 2026.

In hospital

Hospitals

Any hospital

Hospitals

2027 not in our records yet. 2026: Any hospital

(2026)

Specialists in hospital

200% of Scheme tariff. A specialist who charges more leaves a shortfall.

Discovery classic saver plan, p1

Specialists in hospital

2027 not in our records yet. 2026: 200% of Scheme tariff. A specialist who charges more leaves a shortfall.

Discovery classic saver plan, p1 (2026)

Chronic and cancer

Chronic conditions

27 conditions, the Chronic Disease List.

Chronic conditions

2027 not in our records yet. 2026: 27 conditions, the Chronic Disease List.

(2026)

Cancer

Up to R250 000 a year.

Discovery annexure 8a oncology treatment programme, p1

Cancer

2027 not in our records yet. 2026: Up to R250 000 a year.

Discovery annexure 8a oncology treatment programme, p1 (2026)

Day to day

Medical savings account

20% of your contribution goes into a savings account for day-to-day costs.

Discovery classic saver plan, p22

Medical savings account

2027 not in our records yet. 2026: 20% of your contribution goes into a savings account for day-to-day costs.

Discovery classic saver plan, p22 (2026)

Maternity

no managed-care maternity programme — benefit-based, paid from the scheme’s risk benefits, not savings.

Discovery catalogue maternity in hospital rows, per plan

Maternity

2027 not in our records yet. 2026: no managed-care maternity programme — benefit-based, paid from the scheme’s risk benefits, not savings.

Discovery catalogue maternity in hospital rows, per plan (2026)

GP visits

General Practitioners Up to a maximum of 100% of the Discovery Health Rate Limited to funds available in MSA

Discovery classic saver plan 2026, p24

GP visits

2027 not in our records yet. 2026: General Practitioners Up to a maximum of 100% of the Discovery Health Rate Limited to funds available in MSA

Discovery classic saver plan 2026, p24 (2026)

Specialist visits

Specialists Premier Rate providers: Up to a maximum of the Premier Rate. All other specialists: Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Specialist visits

2027 not in our records yet. 2026: Specialists Premier Rate providers: Up to a maximum of the Premier Rate. All other specialists: Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24 (2026)

Prescribed medicine (acute)

Prescribed medication Preferentially priced as well as non-preferentially priced generic and brand medication: Up to a maximum of 100% of the Discovery Health Medication Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Prescribed medicine (acute)

2027 not in our records yet. 2026: Prescribed medication Preferentially priced as well as non-preferentially priced generic and brand medication: Up to a maximum of 100% of the Discovery Health Medication Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24 (2026)

Basic dentistry

Dentistry Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p25

Basic dentistry

2027 not in our records yet. 2026: Dentistry Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p25 (2026)

Basic X-rays

Radiology & Pathology Up to a maximum of 100% of the Discovery Health Rate. Unlimited

Discovery classic saver plan 2026, p1

Basic X-rays

2027 not in our records yet. 2026: Radiology & Pathology Up to a maximum of 100% of the Discovery Health Rate. Unlimited

Discovery classic saver plan 2026, p1 (2026)

Blood tests (pathology)

Radiology & Pathology Up to a maximum of 100% of the Discovery Health Rate. Pathology is subject to a preferred provider network. Where members use a non-preferred provider payment will be made directly to the member. Unlimited

Discovery classic saver plan 2026, p1

Blood tests (pathology)

2027 not in our records yet. 2026: Radiology & Pathology Up to a maximum of 100% of the Discovery Health Rate. Pathology is subject to a preferred provider network. Where members use a non-preferred provider payment will be made directly to the member. Unlimited

Discovery classic saver plan 2026, p1 (2026)

Full benefit list

Every benefit we hold for Classic Saver, in Discovery’s own wording, from its 2026 documents. Discovery’s full 2027 list is not in our records yet.

In hospital

Planned PMB procedures

Statutory Prescribed Minimum Benefits Basis of cover is contained in Annexure 7. Unlimited All Prescribed Minimum Benefits (PMBs) to accumulate to available limits. Once benefit limits are reached funding in respect of PMBs will continue to fund in accordance with the basis of cover as contained in Annexure 7.

Discovery classic saver plan 2026, p1

Surgery and anaesthetics

Specialists Premier Rate providers: Up to a maximum of the Premier Rate. Classic Direct providers: Up to a maximum of the Classic Direct Rate. Other providers: Up to a maximum of 200% of the Discovery Health Rate. Doctors and allied health care service providers while hospitalised Up to a maximum of 200% of the Discovery Health Rate.

Discovery classic saver plan 2026, p1

Hospital stay and theatre

Accommodation, theatre fees, materials used, prescribed medication for duration of hospitalisation Up to a maximum of 100% of the Discovery Health Rate. Subject to authorisation and/or approval and meeting the Scheme's clinical and managed care criteria. Unlimited

Discovery classic saver plan 2026, p1

Organ and stem cell transplants

Stem cell and organ transplants (pre-transplant work-up, in-hospital treatment, post-transplant treatment, immunosuppressive drugs, and donor costs) In-hospital: Up to a maximum of 100% of the Discovery Health Rate for the hospital account and up to a maximum of 200% of the Discovery Health Rate for related accounts. Basket of care as set by the Scheme specific to transplant

Discovery classic saver plan 2026, p2

Day procedures

Administration of defined intravenous infusions Up to a maximum of 100% of the Discovery Health Rate at the Scheme's network provider. A 20% co-payment shall be payable by the beneficiary in respect of the hospital account when treatment is received at a provider who is not a network provider.

Discovery classic saver plan 2026, p2

Day procedures

Health care services reflected in Annexure 9 in a defined list of network facilities Up to a maximum of 100% of the Discovery Health Rate at the Scheme's defined list of day-surgery providers. A R7 250 Deductible shall be payable by the beneficiary in respect of the hospital account for elective admissions at a facility which is not a network facility.

Discovery classic saver plan 2026, p4

Day procedures

Dentistry A Deductible of R8 950 for admissions to hospital or a Deductible of R5 750 for admissions to day-case facilities shall be payable by the beneficiary ... For beneficiaries younger than 13 years a Deductible of R3 470 for admissions to hospital or a Deductible of R1 550 for admissions to day-case facilities shall be payable by the beneficiary

Discovery classic saver plan 2026, p5

Day procedures

On Classic Delta, where members have elected network restrictions for the purposes of attaining a discounted premium, a R11 100 Deductible shall be payable by the beneficiary in respect of the hospital account for elective admissions at private hospitals which are not a "Network Hospital". ... For day-case procedures, as reflected in Annexure 9, a R11 100 Deductible shall be payable ... which are not part of the defined list of network facilities for day-case procedures.

Discovery classic saver plan 2026, p22

Step-down and sub-acute care

Home-based healthcare for clinically appropriate chronic and acute treatment and conditions that can be treated at home In addition to cover contained in Annexure 7, up to a maximum of 100% of the Discovery Health Rate. Basket of care as set by the Scheme

Discovery classic saver plan 2026, p2

Step-down and sub-acute care

Home-based virtual care for the elderly Up to a maximum of 100% of the Discovery Health Rate, for members 65 years and older. Basket of care as set by the Scheme

Discovery classic saver plan 2026, p3

Step-down and sub-acute care

Home-based support programme following prolonged NICU admissions Up to a maximum of 100% of the Discovery Health Rate. Basket of care as set by the Scheme

Discovery classic saver plan 2026, p3

MRI, CT and PET scans

MRI and CT Scans Up to a maximum of 100% of the Discovery Health Rate for in-hospital scans performed in respect of treatment related to an authorised admission. Subject to referral by appropriate specialist. Unlimited

Discovery classic saver plan 2026, p7

Dialysis

Chronic Dialysis Up to a maximum of 100% of the Discovery Health Rate at the Scheme's network providers. Drugs paid at 100% of the Discovery Health Medication Rate. Unlimited

Discovery classic saver plan 2026, p9

Mental health admissions

Management of mental health disorders Up to a maximum of 100% of the Discovery Health Rate for the hospital account in a network facility. Up to a maximum of 80% of the Discovery Health Rate for the hospital account if a non-network facility is used. Up to 21 days in-hospital, or up to 15 out-of-hospital consultations, for conditions as defined Annexure A of the Regulations All other conditions up to 21 days in-hospital

Discovery classic saver plan 2026, p10

Mental health admissions

Alcohol and drug rehabilitation Basis of cover is contained in Annexure 7. 21 days in-hospital treatment per person per year

Discovery classic saver plan 2026, p10

Internal prostheses

Internal nerve stimulators Up to 100% of the Discovery Health Rate. R192 000 per person per year The device accumulates to the limit. The balance of the hospital and related accounts do not accumulate to the annual limit.

Discovery classic saver plan 2026, p12

Internal prostheses

Shoulder joint prostheses Up to a maximum of 100% of the Discovery Health Rate. Network supplier: Unlimited if prosthesis is supplied by the Scheme's network provider Non-network supplier: R48 500 per prosthesis per admission if prosthesis is not supplied by the Scheme's network provider

Discovery classic saver plan 2026, p12

Internal prostheses

Hip and knee joint replacements Up to a maximum of 100% of the Discovery Health Rate at a network provider. Network does not apply to any admissions related to trauma. Up to 80% of the Discovery Health Rate for the hospital account if performed at a non-network facility. Unlimited at a network provider Non-network provider: R31 850 per prosthesis per admission

Discovery classic saver plan 2026, p12

Internal prostheses

Spinal prostheses and/or devices Up to a maximum of 100% of the Discovery Health Rate. Maximum of one procedure per person per year Network supplier: Unlimited if prosthesis is supplied by the Scheme's network provider Non-network supplier: R21 600 per person for one spine level ... R43 150 per person for two or more spine levels if prosthesis is not supplied by the Scheme's network provider

Discovery classic saver plan 2026, p13

Internal prostheses

Cardiac stents and balloons Up to a maximum of 100% of the Discovery Health Rate. Network supplier: Unlimited if supplied by the Scheme's network provider Non-network supplier: Drug-eluting stent: R14 950 per stent per admission ... Bare metal stent limit: R10 650 per stent per admission ... Drug-eluting balloon: R13 800 per balloon per admission if not supplied by the Scheme's network provider

Discovery classic saver plan 2026, p14

Internal prostheses

Intra-ocular lenses for cataract surgery Up to a maximum of 100% of the Discovery Health Rate. Covered in full when supplied by the Scheme's preferred suppliers, otherwise covered up to the Discovery Health Rate for the lens

Discovery classic saver plan 2026, p14

HIV/AIDS

HIV/AIDS and AIDS-related treatment Basis of cover is contained in Annexure 7. Unlimited

Discovery classic saver plan 2026, p15

HIV/AIDS

Post-exposure HIV prophylaxis following occupational exposure, traumatic exposure or sexual assault Up to a maximum of 100% of cost. Unlimited

Discovery classic saver plan 2026, p15

HIV/AIDS

HIV prophylaxis for mother-to-child transmission Up to a maximum of 100% of cost. Unlimited

Discovery classic saver plan 2026, p15

HIV/AIDS

HIV Management for members registered on the Scheme's Disease Management Programme Basis of cover is contained in Annexure 7. Up to 100% of the Discovery Health Rate for services covered in the Scheme's basket of care if referred by the Scheme's DSP. Basket of care as set by the Scheme

Discovery classic saver plan 2026, p23

Palliative care

Advanced Illness Benefit Up to a maximum of 100% of the Discovery Health Rate. Subject to authorisation and the treatment meeting the Scheme's guidelines and managed care criteria. Unlimited

Discovery classic saver plan 2026, p15

Medicine on discharge

Medication and materials billed by hospital as TTO Save for cover contained in Annexure 7, TTOs are not covered from Hospital Benefits, but paid from Chronic Illness Benefit where applicable or from the MSA. Subject to Chronic Illness Benefit or MSA where appropriate

Discovery classic saver plan 2026, p15

Travel cover

International Travel Benefit as set out in Annexure B Basis of cover as contained in Annexure B. Up to 100% of the cost for in- and out-of-hospital treatment ... R5 000 000 per person per journey for both in- and out-of-hospital treatment The first US $150 or €100 in respect of out-of-hospital treatment per person per journey is payable by the member.

Discovery classic saver plan 2026, p19

Travel cover

Africa Evacuation Benefit as set out in Annexure B Basis of cover as contained in Annexure B. Up to 100% of the cost ... Subject to authorisation. For medical emergencies only.

Discovery classic saver plan 2026, p19

Travel cover

International clinical review service Up to a maximum of 75% of the cost of the consultation. Unlimited

Discovery classic saver plan 2026, p19

Cancer treatment

Non-PMB oncology (Oncology Treatment Programme): 100% of DHR up to a Threshold Claim Amount of R250,000 per person per 12-month cycle, then 80% of DHR with no overall limit. PMB oncology unlimited at PMB level via DSP (ICON/SAOC); voluntary non-network use funded at 80% DHR (20% co-payment).

Discovery annexure 8a oncology treatment programme 2026, p1

Specialised (biological) medicine in hospital

Not covered. The Specialised Medicine and Technology Benefit is not available on this plan.

Discovery 2026 specialised medicine and technology benefit, p2

Fertility treatment

Not covered. Assisted Reproductive Therapy Benefit not available on this plan — the benefit is available on the Executive Plan and Comprehensive Series only.

discovery- 2026 - assisted reproductive therapy benefit, p2

Day to day

Prescribed medicine (acute)

Discovery classic saver plan 2026, p24

Medical appliances

External Medical Items (EMI) including those supplied by orthotists and prosthetists Up to a maximum of the Discovery Health Rate. Unless as part of a defined benefit those listed in Annexure 6 are paid from MSA at 100% of the Discovery Health Rate. Limited to funds available in MSA for items listed in Annexure 6

Discovery classic saver plan 2026, p15

Medical appliances

Home-monitoring devices for clinically appropriate chronic and acute conditions Up to a maximum of 100% of the Discovery Health Rate paid from Health Care Cover. Up to R4 850 per person per year

Discovery classic saver plan 2026, p3

Medical appliances

Point-of-care medical devices Up to a maximum of 75% of the Discovery Health Rate paid from Health Care Cover. One device per family

Discovery classic saver plan 2026, p3

Medical appliances

− External Medical Items: Limited to R28 900 per family per year, except for prosthetic limbs which shall be subject to a limit of R107 650 per person per year

Discovery classic saver plan 2026, p20

Auxiliary services

All other healthcare practitioners listed in Annexure 1 Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p25

Chronic medicine (Chronic Disease List)

Medication for the chronic Prescribed Minimum Benefit conditions Save for medication contemplated in Rule 15.18 of the Main Body of the Rules, basis of cover contained in Annexure 7. Subject to the Scheme's protocols, clinical entry criteria and drug utilisation review. As contained in Annexure 7

Discovery classic saver plan 2026, p23

Specialised dentistry

All dental appliances and prostheses and the placement of such appliances/prostheses as well as orthodontics (surgical and non-surgical) are paid from MSA up to 100% of Discovery Health Rate.

Discovery classic saver plan 2026, p5

Specialised dentistry

Severe dental and oral procedures reflected in Annexure 3 Up to a maximum of 200% of the Discovery Health Rate for related accounts. Up to a maximum of 100% of the Discovery Health Rate for hospital account. Unlimited

Discovery classic saver plan 2026, p7

Basic dentistry

Dentistry Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p25

Casualty visits

Emergency Medical Services local Up to a maximum of 100% of the Discovery Health Rate. Inter-hospital transfers subject to authorisation. Unlimited

Discovery classic saver plan 2026, p18

Casualty visits

Non-PMB trauma services obtained from a casualty unit Up to a maximum of 100% of the Discovery Health Rate for children under the age of 10. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Casualty visits

Virtual urgent care consultations In addition to the cover contained in Annexure 7, up to a maximum of 100% of the Discovery Health Rate paid from Health Care Cover for virtual urgent care consultations. 4 consultations per family per year

Discovery classic saver plan 2026, p11

GP visits

General Practitioners Up to a maximum of 100% of the Discovery Health Rate Limited to funds available in MSA

Discovery classic saver plan 2026, p24

GP visits

Pharmacy clinic consultation with or without video call consultation with a General Practitioner Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

GP visits

Day-to-day Extender Benefit for: − pharmacy clinic consultations with or without video call consultations with a General Practitioner; − General Practitioner consultations; Available once the annual MSA has been depleted. Limited to: 3 consultations per principal member; or 6 consultations per family per year

Discovery classic saver plan 2026, p22

GP visits

− non-PMB trauma services obtained from a casualty unit for children under the age of 10 years ... shall be paid from Health Care Cover up to a maximum of 100% of the Discovery Health Rate. Limited to 2 visits per child per year

Discovery classic saver plan 2026, p22

Hearing aids

Cochlear implants and auditory brain implants (including processors) and processor upgrades Up to 100% of the Discovery Health Rate. R252 000 per person per year Processor upgrade limited to R190 000 per person every three years

Discovery classic saver plan 2026, p11

Hearing aids

Bone Anchored/Transcutaneous Hearing Aids (BAHA) and processor upgrades Up to a maximum of 100% of the Discovery Health Rate. R150 000 per person per year Processor upgrade limited to R78 000 per person every three years

Discovery classic saver plan 2026, p11

Hearing aids

− Hearing aids: Limited to R17 850 per family per year

Discovery classic saver plan 2026, p20

Maternity care (out of hospital)

Out-of-hospital healthcare services related to pregnancy and delivery: ... Up to 100% of the Discovery Health Rate, or agreed rate. Paid from Health Care Cover and is subject to applicable limits. Services in excess of the limit paid from MSA.

Discovery classic saver plan 2026, p21

Maternity care (out of hospital)

Pregnancy scans Once the out-of-hospital cover related to pregnancy and delivery is reached, up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Maternity care (out of hospital)

Non-invasive Prenatal Screening Test or defined chromosome testing Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Maternity care (out of hospital)

New born screening Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Psychologist and counselling visits

Management of mental health disorders Up to a maximum of 200% of the Discovery Health Rate for related accounts. Up to 21 days in-hospital, or up to 15 out-of-hospital consultations, for conditions as defined Annexure A of the Regulations

Discovery classic saver plan 2026, p10

Psychologist and counselling visits

Disease Management for major depression for members registered on the Scheme's Disease Management Programme In addition to the cover contained in Annexure 7 up to 100% of the Discovery Health Rate for services covered in the Scheme's basket of care if referred by the Scheme's DSP. Basket of care as set by the Scheme

Discovery classic saver plan 2026, p10

Blood tests (pathology)

Discovery classic saver plan 2026, p1

Blood tests (pathology)

Defined diabetes and cholesterol screening tests Up to a maximum of 100% of the Discovery Health Rate for test code. Unlimited

Discovery classic saver plan 2026, p15

Physiotherapy and other therapists

− Allied and therapeutic healthcare services including: o Acousticians, biokineticists, chiropractors, dieticians, homeopaths, nursing providers, occupational therapists, physiotherapists, podiatrists, psychologists, psychometrics, counsellors, social workers, speech and hearing therapists limited to: • Member: R10 100 • M + 1 dependant: R15 250 • M + 2 dependants: R18 950 • M + 3 dependants or more: R22 800

Discovery classic saver plan 2026, p20

Basic X-rays

Radiology & Pathology Up to a maximum of 100% of the Discovery Health Rate. Unlimited

Discovery classic saver plan 2026, p1

MRI, CT and PET scans

MRI and CT Scans The first R4 000 in respect of each out-of-hospital MRI and CT scan is payable from MSA and the balance is payable from Health Care Cover up to a maximum of 100% of the Discovery Health Rate. Co-payment limited to funds available in MSA

Discovery classic saver plan 2026, p24

MRI, CT and PET scans

the balance is payable from Health Care Cover up to a maximum of 100% of the Discovery Health Rate. ... Subject to referral by an appropriate specialist.

Discovery classic saver plan 2026, p24

Specialist visits

Specialists Premier Rate providers: Up to a maximum of the Premier Rate. All other specialists: Up to a maximum of 100% of the Discovery Health Rate. Limited to funds available in MSA

Discovery classic saver plan 2026, p24

Procedures in the doctor’s rooms

Gastroscopies, colonoscopies, proctoscopies and sigmoidoscopies performed in-rooms ... the first R1 800 is paid from MSA. Where both a gastroscopy and colonoscopy are performed, the first R3 100 is paid from MSA.

Discovery classic saver plan 2026, p9

Procedures in the doctor’s rooms

Gastroscopies, colonoscopies, proctoscopies and sigmoidoscopies performed in-rooms Up to a maximum of 200% of the Discovery Health Rate when performed at an in-rooms network provider. ... The balance of the account will be paid from Health Care Cover up to a maximum of 200% of the Discovery Health Rate. Unlimited

Discovery classic saver plan 2026, p9

Care after a hospital stay

Over and above the DTPMB entitlement, this benefit also covers certain out-of-hospital healthcare services arising from an emergency, trauma-related event resulting in the following PMB conditions: Paraplegia, Quadriplegia, Near-drowning related injury, Severe anaphylactic reaction, Poisoning, Crime-related injury, Severe burns, External and internal head injuries, Loss of limb ... Paid from Health Care Cover

Discovery classic saver plan 2026, p20

Screening and prevention

Screening and prevention

Screening Benefit A - Group of tests consisting of blood glucose test, blood pressure test, cholesterol test and Body Mass Index (BMI) Up to a maximum of 100% of the Discovery Health rate for group of tests at a network provider. Unlimited

Discovery classic saver plan 2026, p15

Screening and prevention

Screening Benefit B - Consist of appropriate tests ... HIV screening, Mammogram, Prostate-Specific Antigen (PSA), colorectal and cervical cancer screening ... One Mammogram every 2 years, one Pap Smear every 3 years or one HPV test every 5 years and one PSA test per person per year One faecal occult blood test or immunochemical test every 2 years per person for persons between the ages of 45 to 75 years

Discovery classic saver plan 2026, p16

Screening and prevention

Additional cover for Mammogram, breast MRI and biopsy, BRCA testing, colonoscopy and cervical cancer screening Up to a maximum of 100% of the Discovery Health Rate for test code. Basket of care as set by the Scheme Once off BRCA testing and colonoscopy

Discovery classic saver plan 2026, p16

Screening and prevention

Screening Benefit C - Group of age appropriate tests including but not limited to growth assessment, blood pressure and health and milestone tracking Up to a maximum of 100% of the Discovery Health Rate at a network provider, for children between the ages of 2 and 18. Unlimited

Discovery classic saver plan 2026, p16

Screening and prevention

Screening Benefit D – Group of age appropriate screening tests Up to a maximum of 100% of the Discovery Health Rate at a network provider, for members 65 years and older. Unlimited

Discovery classic saver plan 2026, p16

Screening and prevention

Additional screening assessment or consultation Up to a maximum 100% of the Discovery Health Rate at an accredited network provider. One consultation per person per year

Discovery classic saver plan 2026, p16

Screening and prevention

Preventative Benefit - Seasonal Influenza Vaccination Up to a maximum of 100% of the Discovery Health Medication Rate for the vaccination. One seasonal influenza vaccine per person per year

Discovery classic saver plan 2026, p17

Screening and prevention

Preventative Benefit - Pneumococcal Vaccination Up to a maximum of 100% of the Discovery Health Medication Rate for the vaccination. Up to 2 pneumococcal vaccine doses per person per lifetime

Discovery classic saver plan 2026, p17

Conditions

The Chronic Disease List conditions are Prescribed Minimum Benefits on every medical aid. How each one works on a medical aid:

Discovery’s 2026 documents name no chronic conditions beyond the Chronic Disease List on Classic Saver.

Questions about Classic Saver

Answered from Discovery’s documents.

How much does Classic Saver cost in 2027?

From 1 January 2027: R5 235 a month for the main member, R4 128 for an adult dependant and R2 098 for a child. You pay for up to 3 children.

How much is Classic Saver going up for 2027?

For the main member, from R4 850 to R5 235 a month, +7.9%.

What is the difference between Classic Saver and Classic Delta Saver?

Classic Delta Saver uses Discovery’s hospital network; Classic Saver lets you use any hospital. In 2027 the main member pays R5 235 on Classic Saver and R4 182 on Classic Delta Saver.

Does Classic Saver have a medical savings account?

Yes. 20% of your contribution goes into a savings account, which pays for day-to-day costs such as GP visits and medicine.

How many chronic conditions does Classic Saver cover?

27, the conditions on the Chronic Disease List.

Will I have a shortfall if my specialist charges more?

Classic Saver pays specialists in hospital at 200% of the Scheme tariff. If a specialist charges more than that, the difference is a shortfall. Gap cover is the product that pays shortfalls.

Compare my picks →On this plan? Get help with it →Classic Delta Saver →All Discovery plans →Discovery 2027 price changes →Gap cover →

Factual information from Discovery Health Medical Scheme’s published documents. It is not advice. Compiled by Eldon de Waal, CFA, the licensed advisor behind AURA. Catalogue v175, built 2026-10-19.